Weekend KPoints Campaign – Terms & Conditions

1.     Introduction: These terms and conditions (the “Campaign Terms”) govern the Weekend KPoints Campaign (the “Campaign”) operated by KARTY LLC (“KARTY”). The Campaign Terms supplement, form part of, and must be read together with the KARTY KPoints Rewards Programme Terms and Conditions (the “Programme Terms”) and the KARTY Terms and Conditions (the “Master Terms”). In the event of any conflict in respect of the Campaign, the following order of precedence applies: (a) these Campaign Terms; (b) the Programme Terms; and (c) the Master Terms. Capitalised terms used but not defined in these Campaign Terms have the meanings given to them in the Programme Terms or the Master Terms.

2.     Definitions: In these Campaign Terms:

“Campaign Period” means the period from 18 June 2026 to 31 July 2026 (inclusive), during which the Promotional Earn Rate applies only on the Campaign Windows;

“Campaign Window” means each of the date ranges listed in Clause 4;

“Eligible Customer” means a Customer who, during the relevant Campaign Window, holds an active Account and an active Card that are in good standing, and that are not suspended, blocked, frozen, dormant or under investigation;

“Eligible Transaction” means a purchase transaction that qualifies for KPoints under the Programme Terms and that is not excluded under these Campaign Terms or the Programme Terms;

“KPoints” has the meaning given in the Programme Terms

“Standard Earn Rate” means 1 KPoint for every QAR 3 of an Eligible Transaction;

“Promotional Earn Rate” means 1 KPoint for every QAR 2 of an Eligible Transaction;

"Promotional KPoints" means the KPoints earned by an Eligible Customer at the Promotional Earn Rate on Eligible Transactions with a Transaction Date falling within a Campaign Window, calculated and credited in accordance with these Campaign Terms.

“Transaction Date” means the date and time of a transaction as received from the applicable payment network.

3.     Participation is limited to Eligible Customers and is at all times subject to the Programme Terms and the Master Terms. Customers must be 18 years of age or older and otherwise eligible to use the KARTY Services under the Master Terms.

4.     Under the Programme Terms, Customers are entitled to the Standard Earn Rate. During this Campaign Period, Eligible Customers will earn KPoints at the Promotional Earn Rate during the following Campaign Windows:

a.       18 June 2026 – 20 June 2026

b.       25 June 2026 – 27 June 2026

c.       02 July 2026 – 04 July 2026

d.       09 July 2026 – 11 July 2026

e.       16 July 2026 – 18 July 2026

f.        23 July 2026 – 25 July 2026

g.       30 July 2026 – 31 July 2026

5.     Promotional KPoints are calculated on the final settled amount of each Eligible Transaction and are rounded down to the nearest whole KPoint.

6.     Transaction eligibility will be determined solely based on the Transaction Date received from the payment network.

7.     The Promotional Earn Rate will apply only to Eligible Transactions with a Transaction Date falling within the Campaign Windows. Transactions with a Transaction Date outside the Campaign Windows will continue to earn KPoints at the Standard Earn Rate.

8.     All other KPoints earning rules, exclusions, and program terms set out in the Programme Terms and the Master Terms shall continue to apply and remain unchanged 

9.     Transactions below QAR 10 are not eligible to earn KPoints and will continue to earn 0 KPoints during the Campaign Period/Window.

10.  For consistency with the Programme Terms, ATM cash withdrawals and other cash or cash-equivalent transactions are excluded from earning KPoints and will earn 0 KPoints during the Campaign Period.

11.  Transactions performed under the following Merchant Category Codes (MCCs) are excluded from earning KPoints and will continue to earn 0 KPoints during the Campaign Period/Window:

a.     MCC 4121 – Taxicabs and Ride-Hailing Services

b.     MCC 5541 – Service Stations

c.      MCC 5542 – Automated Fuel Dispensers

12.  The Promotional Earn Rate applies to both domestic and international purchase transactions, subject to the exclusions stated in these Campaign Terms, the Programme Terms, and Master Terms.

13.  Promotional KPoints will be awarded automatically and credited to the Customer’s KARTY Account on an indicative, best-efforts basis, ordinarily by 18:00 (Arabian Standard Time) on the day following settlement of the relevant Eligible Transaction and in any event within the timeframe set out in the Programme Terms. Crediting times are indicative only. KARTY shall not be liable for any delay in, or failure of, crediting arising from settlement timing, payment-network processing, system availability or any other cause, and no such delay shall entitle any Customer to any claim or compensation.

14.  Reversed, refunded, disputed, fraudulent, or chargeback transactions shall not qualify for the Promotional Earn Rate. KARTY reserves the right to deduct any KPoints awarded in relation to such transactions, and to set off or recover the value of any such KPoints against the Customer’s KPoints balance or otherwise in accordance with the Programme Terms and the Master Terms.

15.  KARTY may, at its sole and reasonable discretion, withhold, reduce, reverse, cancel or claw back Promotional KPoints, and/or suspend or disqualify a Customer from the Campaign, where it reasonably suspects any abuse, manipulation, fraud, collusion, money laundering, structuring, manufactured or artificial spend, use of the Card for cash-equivalent or commercial money-movement purposes, or any breach of these Campaign Terms, the Programme Terms or the Master Terms. KARTY’s records shall, in the absence of manifest error, constitute prima facie evidence of an Eligible Transaction and of the KPoints earned.

16.  No cap applies to the Promotional KPoints that may be earned during the Campaign, save that all earning remains subject to the exclusions, eligibility criteria and anti-abuse provisions set out in these Campaign Terms, the Programme Terms and the Master Terms.

17.  There is no cash alternative to the Promotional KPoints awarded under this Campaign. KPoints have no monetary or cash value, do not constitute electronic money, deposits or stored value, and are not redeemable for cash. KPoints may be redeemed only through the redemption options made available by KARTY under the Programme Terms.

18.  To the maximum extent permitted by applicable law, the limitations and exclusions of liability set out in the Master Terms apply to the Campaign and are incorporated into these Campaign Terms by reference. Without limiting those provisions, KARTY shall not be liable for any indirect, incidental, special or consequential loss, or for any loss of KPoints, profit or opportunity, arising out of or in connection with the Campaign. KARTY’s total aggregate liability in connection with the Campaign shall not exceed the cash value (if any) attributable to the Promotional KPoints validly credited to the relevant Customer, which the parties acknowledge is nil.

19.  Personal data processed in connection with the Campaign will be handled in accordance with the Master Terms and KARTY’s Privacy Policy.

20.  These Campaign Terms prevail over any promotional, advertising, or marketing materials relating to the Campaign, including any campaign name, headline, or summary description. In the event of any inconsistency between such materials and these Campaign Terms, these Campaign Terms govern.

21.  KARTY reserves the right, at its sole discretion, to amend, suspend, extend, or terminate this Campaign at any time, subject to applicable regulatory requirements, and without liability to any Customer to the fullest extent permitted by applicable law, subject to any notice required under the Master Terms or applicable law.

22.  KARTY shall not be liable for any delay or failure to perform its obligations under this Campaign due to circumstances beyond its reasonable control, including but not limited to system outages, payment network disruptions, regulatory actions, acts of God, natural disasters, war, terrorism, or other force majeure events.

23.  The following general provisions apply to the Campaign:

a.       if any provision of these Campaign Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect;

b.       no failure or delay by KARTY in exercising any right under these Campaign Terms shall operate as a waiver of that right;

c.       KARTY may assign or transfer its rights and obligations in connection with the Campaign; a Customer may not assign or transfer any of its rights or obligations;

d.       these Campaign Terms do not confer any rights on, and are not enforceable by, any third party; and

e.       these Campaign Terms are published in English; if any translation is made available, the English version shall prevail in the event of any inconsistency.

24.  Participation in this Campaign constitutes acceptance of these Campaign Terms, the Programme Terms, the Master Terms, and KARTY’s Privacy Policy.

25.  These Campaign Terms shall be governed by and construed in accordance with the laws and regulations of the Qatar Financial Centre. Subject to the dispute resolution and escalation provisions of the Master Terms, the courts of the Qatar Financial Centre shall have exclusive jurisdiction over any dispute arising out of or in connection with the Campaign.